3. Ask for help
There is no shame in asking for help when you need it. Particularly if you’re the one who generally doesn’t need it. Sometimes you get it from unexpected people but mostly your find out who your real friends are in time of need. Be sure to know exactly what you need before asking for it. Do you need a financial loan? Do you need a temporary job to help out with bills? You won’t get the help you need unless or until you ask for it. I had a prospect tell me recently that he was just trying to pay rent and couldn’t afford to hire me. He was so tired of fighting for more work and the endless battle for money that he literally sounded exhausted over the phone. Not wanting to pry, I told him about a organization that helped people behind in rent. The organization is www.evictiondefense.org . Not only do they help if you’re being evicted but they also work with your landlord to pay the back rent. With rent being sky high and more and more people being laid off isn’t it nice to know that their are organizations out there specifically designed to help you get back on your feet? Don’t forget to look into business, personal loans (stay away from payday loans if you can avoid them-the interest rates will kill you).As a last resort talk to friends and family about floating a loan until you’re back on your feet. Be sure to put it in writing and even if you can’t repay it in full at once, pay it off a little at a time. Trust me the person loaning the money will appreciate getting something back as opposed to nothing at all. And yes while the prospect hasn’t hired me (yet) he did call EDC and yes they cut his landlord a check. Apartment saved and he told me he’s got some breathing room -finally.
4.Think outside of the box
Desperation (necessity) is the mother of invention. Or something like that. When times are tough you have a choice. You can either be a victim and do nothing or come up with a game plan to bring in some cash. If you have a hobby like baking, perhaps a new career as a caterer is in the works. If you enjoy writing, perhaps looking for a job as a copywriter is for you. You can always continue to look for work in your chosen field but there is nothing wrong with earning a living using your other talents. If you are going to go that route be sure to do it on your terms. Can you clean homes? Start a small janitorial service if you can’t work for a larger company. Can’t find a job as a cook? Start a catering company. Telemarketing firms won’t hire you? Hire yourself out. Part of my new strategy is to look for business both in and out of California. Since I can work pretty much anywhere as a consultant I’m working with companies in states with the best (lowest unemployment rates). The jobs are out there you just have to know where to look.